Choose a topic that will go with the paper Essay

Choose a topic that will go with the paper - Essay Example (supplementing historical and sociological writings) that detail the problems of the average family trying to survive the tough times of The Great Depression; d) tales of women struggling for independence and self-expression in an America just before the Women’s Liberation Movement; or e) as tales of the woman’s necessity to submerge what she likes to do to the demands of domestic responsibility†¦ Here, we shall look at Olsen’s ‘I Stand Here Ironing’ (ISHI) from angle (a) mentioned above, as a story that explores the mother daughter relationship, and also touch upon the impact of the early experiences that a child has (in this case the daughter) on her ability to have a ‘well-adjusted’ childhood, and on the kind of adult she grows up to be. In ISHI, the Mother is the protagonist, standing there and doing something as mundane as ironing clothes. And while ironing, she looks up occasionally to speak with someone — perhaps a teacher, perhaps a counselor, who feels that she should be paying more attention to her daughter. There is no counselor really there — what we see of her is merely what is reflected in the mirror-monologue of the Mother. Olsen’s style may be far removed from the Shakespearean dramatic tradition. But it packs the punch of a Shakespearean soliloquy, albeit in a low-key manner. There is nothing ostensibly dramatic about the woman talking in snatches, going back and forth from present to past, dwelling on the various incidents of her life. In setting and story the scene is far removed from that of a Hamlet. But the self-searching is the same: â€Å"To be or not to be† says Hamlet in torment; â€Å"I will become engulfed with all I did or did not do, with what should have been and what I cannot help,†(Olsen 1-2) echoes Emily’s Mother. She feels guilt for what she did not do for her baby, but wonders whether she could really have done it differently. The Mother admits to herself that even when her daughter was a baby, she gave

Real Estate Market Crisis Essay Example | Topics and Well Written Essays - 2000 words

Real Estate Market Crisis - Essay Example It is because of this reason that various banks and financial institutions have developed their internal rating methodologies which they assign to various consumers asking for credit. Banks than through their internal as well external credit scores or ratings decide to whom they should provide the credit. These criteria of credit rating often are designed to be tough since Banks in order to avoid defaults, tighten their criteria to extend the credit to these customers. However, due to increasing needs of those customers, whose credit history or their credit ratings do not fall under the criteria laid down by the banks, banks try to accommodate them also. Sub-prime lending is the part of that phenomenon. A subprime lender provides loans at higher interest with inappropriate incentives to high risk borrower. Ideally a subprime lender is one who lends to the borrowers who do not qualify for the loans from mainstream lenders. This is because of the fact that those borrowers who have a bad credit history. A subprime lender is mainly an independent entity or the sub-entity of the main players in the markets. However the only way to identify the lenders who lend to the subprime borrowers is to judge from their prices as they are normally higher than the prices charged by the normal lenders with standardized terms and conditions in the market. A subprime lender generally lend following types of loans: i) Interest Only Loans are the loans which give borrower an option to pay interest on their loans only; thereby Principal remain unchanged and at the end of loan term payments increase substantially. Traditionally these loans are cheaper in nature as the normal mortgage loans require some portion of principal and mark-up to be paid in the monthly installment of the mortgage. These loans became popular mainly due to the fact that they required lower loan payments therefore buyers can afford the larger homes as